In New York State, new data show that lower-income families face overwhelming student loan debt and reinforce the importance of strong and immediate action to protect borrowers and prevent onerous student loans. The report ...

Graduate and professional degree students hold a sizable amount of outstanding student debt, and these students on average borrow more than three times as much as undergraduate students. Research doctoral students borrow ...

"Many nontraditional students who enter higher education with the goal of earning a degree leave without obtaining either an associate’s or bachelor’s (Choy 2002). These students are frequently burdened with loans they ...

This report provides a comprehensive look at how the “new normal” of debt-financed college impacts the whole pipeline of decision-making related to college. This includes, whether to attend college at all, what type college ...

Student loan borrowing for higher education has emerged as a top policy concern. Policy makers at the institutional, state, and federal levels have pursued a variety of strategies to inform students about loan origination ...

Using data on more than 50,000 community college students who first enrolled during the 2005–06 academic year at one of nine community colleges in three large states, this paper presents demographic and academic characteristics ...

In this article the authors propose a better model of loan repayment. A single, simple, income-based repayment system called Loans for Educational Opportunity (LEO) will replace the current, bewildering array of repayment ...

Rising student debt is an important topic for academics and policymakers, but we know little about loans that finance a family member’s education expenses. This study shows that 7 percent of Americans ages 25 to 55 have ...

Students suffer extreme hardship when their postsecondary education is interrupted or devalued by school closure or misconduct, leaving them with tens of thousands of dollars of debt. California’s Student Tuition Recovery ...

In Wisconsin, state policy decisions have played a significant role in this rise by shifting costs onto students and families though declining state support. This report shows that Wisconsin’s investment in higher education ...