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Promoting Genuine Competition in Private Financing for Higher Education
(Urban Institute, 2017-09-01)
The federal role in higher education has grown over the past two decades, and now a new administration has the opportunity to strengthen policies that support students and their colleges and universities. To help inform ...
Demographic and Academic Characteristics of Pell Grant Recipients at Community Colleges
(Community College Research Center, 2013-11-01)
Using data on more than 50,000 community college students who first enrolled during the 2005–06 academic year at one of nine community colleges in three large states, this paper presents demographic and academic characteristics ...
Loans for Educational Opportunity: Making Borrowing Work for Today’s Students
(The Hamilton Project, 2013-10-01)
In this article the authors propose a better model of loan repayment. A single, simple, income-based repayment system called Loans for Educational Opportunity (LEO) will replace the current, bewildering array of repayment ...
What Student Loan Debt Burdens Reveal about the Challenges Faced by California's Low-Income College Graduates
(Scholars Strategy Network, 2018-05-21)
How far does financial aid get a poor student living in California? Unfortunately, the answer is not as far as people might think. The State of California spends over $2 billion per year to provide financial aid for hundreds ...
Racial and Ethnic Differences in Family Student Loan Debt
(The Urban Institute, 2016-07-25)
Rising student debt is an important topic for academics and policymakers, but we know little about loans that finance a family member’s education expenses. This study shows that 7 percent of Americans ages 25 to 55 have ...
Young Adult Economic Series, Part 1: Higher and Higher Education
(Demos, 2007)
In today’s knowledge-based economy, a college degree is a necessary qualification for entry to the middle class. In response to this economic reality, more young people than ever before are going to college. This report ...
Wisconsin's Great Cost Shift: How Higher Education Cuts Undermine the State's Future Middle Class
(Demos, 2015)
In Wisconsin, state policy decisions have played a significant role in this rise by shifting costs onto students and families though declining state support. This report shows that Wisconsin’s investment in higher education ...
Underwater on Student Debt: Understanding Consumer Credit and Student Loan Default
(The Urban Institute, 2018-08-13)
A quarter million federal direct student loan borrowers see their loans go into default for the first time every quarter, and an additional 20,000 to 30,000 borrowers default on their rehabilitated loans. Using nationally ...
New Hampshire’s Great Cost Shift: How Higher Education Cuts Have Fueled Student Debt and Undermine the State’s Future Middle Class
(Demos, 2015)
Today, college costs are rising beyond the reach of many Granite Staters. State policy decisions have played a significant role in this rise. This report shows that New Hampshire’s investment in higher education has decreased ...
The Consequences of Student Loan Credit Expansions: Evidence From Three Decades of Default Cycles
(The Brookings Institution, 2019-07-02)
This paper studies the link between credit availability and student loan repayment using administrative federal student loan data. The authors demonstrate that expansions and contractions in federal student loan credit ...