Indiana, Oklahoma, and Washington have programs designed to address college enrollment and completion gaps by offering a promise of state-based college financial aid to low-income middle school students in exchange for ...

In this article the authors propose a better model of loan repayment. A single, simple, income-based repayment system called Loans for Educational Opportunity (LEO) will replace the current, bewildering array of repayment ...

In recognition of the complexity of the college and financial aid application process, and in response to insufficient access to family or school-based counseling among economically-disadvantaged populations, investments ...

This paper studies the link between credit availability and student loan repayment using administrative federal student loan data. The authors demonstrate that expansions and contractions in federal student loan credit ...

Although the federal government dedicated nearly $40 billion to funding student loans in 2006, only 60 percent of potential students from low-income families attend college, compared with 90 percent from high-income families. ...

Holzer and Baum’s recent book, ‘Making College Work: Pathways to Success for Disadvantaged Students,’ provides an excellent up-to-date review of higher education. This book’s review first summarizes its key themes: 1) who ...

Many borrowers have difficulty repaying their federal student loans, particularly at certain institutions. This article proposes an institutional accountability system that is intended to help align incentives of institutions ...