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    Homeowner's Insurance 

    Hayhoe, Celia Ray; Smith, Mike, CPF (Virginia Cooperative Extension, 2009-05-01)
    Homeowner's policies are classified by the types of perils (any events that cause a financial loss) they cover. There are six main types of homeowner's insurance used today. This publication describes those different types ...
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    Life Insurance. Universal-Life Insurance 

    Smith, Mike, CPF; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
    Universal-life insurance was created to address many of the problems associated with whole-life insurance. One problem with whole-life insurance is its lack of flexibility. A second problem with whole life is that it is ...
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    Life Insurance. Whole-Life Insurance 

    Smith, Mike, CPF; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
    Whole-life insurance was created to address the problems with term insurance. The biggest problem with term life insurance is that it is purchased for a stated period of time. When the owner buys a whole-life policy, he ...
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    Life Insurance. Variable Universal-Life Insurance 

    Smith, Mike, CPF; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
    The term "variable" simply refers to "different investment options." Variable universal-life insurance allows the policy-owner to choose how the cash value is invested. Some variable policies have up to 50 different ...
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    Life Insurance. Term Insurance 

    Smith, Mike, CPF; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
    Term insurance is good way to protect your beneficiary for a limited amount of time. If you are a disciplined saver, buying a term policy and investing the difference between the cost of the term policy and the cost of a ...
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    Life Insurance. The Impact of Ownership 

    Flashman, Robert H.; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
    The major reason most people buy life insurance is to provide financial support for beneficiaries in case the insured person dies prematurely. However, there are additional reasons for purchasing insurance. At the end of ...
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    Medical Expense Insurance 

    Hayhoe, Celia Ray; Smith, Mike, CPF (Virginia Cooperative Extension, 2009-05-01)
    About 90 percent of people covered by a health insurance plan receive it as a benefit from their employer. However, if you are not covered by an employer-sponsored plan, you can buy a health policy on your own. This ...
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    Life Insurance. The Different Types of Policies 

    Smith, Mike, CPF; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
    A life insurance policy provides a cash payment when a person dies. If you have made the decision to buy a policy, you may wonder which type of policy to choose since there are several different types of policies.

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    Content Type
    Extension publication (8)
    SubjectFamily Financial Management (8)
    Insurance (8)
    Policy (7)Life insurance (6)Coverage (1)... View MoreDate Issued2009 (8)AuthorHayhoe, Celia Ray (8)Smith, Mike, CPF (7)Flashman, Robert H. (1)Has File(s)Yes (8)

    If you believe that any material in VTechWorks should be removed, please see our policy and procedure for Requesting that Material be Amended or Removed. All takedown requests will be promptly acknowledged and investigated.

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