Research articles, presentations, and other scholarship

Recent Submissions

  • Gender differences in financial risk tolerance 

    Fisher, Patti J.; Yao, Rui (Elsevier, 2017-08-01)
    The purpose of this research is to explore gender differences in financial risk tolerance using a large, nationally representative dataset, the Survey of Consumer Finances. The impact of the explanatory variables in the ...
  • Comparisons of fabric care performances between conventional and high-efficiency washers and dryers 

    Chen-Yu, Jessie H; Emmel, JoAnn (2018-08-30)
    Abstract High-efficiency (HE) washers use 35–50% less water and about 50% less energy per load than conventional washers. However, there has been a consistent debate as to whether HE washers perform better ...
  • Effects of price discount on consumers’ perceptions of savings, quality, and value for apparel products: mediating effect of price discount affect 

    Lee, Jung E; Chen-Yu, Jessie H (2018-02-15)
    Abstract Extending the price–quality–value model (Monroe and Krishnan in The perception of merchandise and store quality 209–232, 1985) and means-end model (Zeithaml in J Mark 52:2–22, 1988), we developed a ...
  • College Students' Perceived Attributes of Internet Websites and Online Shopping 

    Seock, You-Kyoung; Norton, Marjorie J. T. (Project Innovation (Alabama), 2008-03)
    The purpose of this study was to examine perceptions of attributes of clothing retailers' Internet websites in relation to previous and intended future purchase from the websites. Survey data from 414 U.S. college students, ...
  • Survivor Management: 4-H Leader's Guide 

    Hayhoe, Celia Ray; Williamson, Stacey J. (Virginia Cooperative Extension, 2010)
    The leader's guide to 4-H Survivor Management, a project that teaches youth the basic techniques in using management to solve problems in daily living.
  • Planning for baby : family finances 

    Hayhoe, Celia Ray (Virginia Cooperative Extension, 2003)
  • Living well. Winter 2009 : a newsletter of Family and Consumer Services 

    Walker, Martha A.; Poff, Karen; Diehl, Stephanie; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2013-04-23)
    This issue tells how we can strengthen our families and best manage our financial resources. It includes articles on entrepreneurship, how family traditions develop feelings of belonging and security, eating health on a ...
  • Living well. Summer 2008 : a newsletter of Family and Consumer Sciences 

    Hayhoe, Celia Ray; Poff, Karen; Schlenker, Eleanor D. (Virginia Cooperative Extension, 2013-04-23)
    This issue focuses on families and caregiving. It includes an articles on preventing foreclosure on your home, planning fun family activities, protecting the physical and financial health of family caregivers, and ...
  • Disability Income Insurance 

    Hayhoe, Celia Ray; Smith, Mike, CPF (Virginia Cooperative Extension, 2009-06-01)
    The purpose of disability income insurance is to partially replace your income if you are unable to work because of sickness or an accident. This guide reviews the types of disability insurance, important terms and concepts ...
  • Renter's Rights and Responsibilities. The Basics 

    Pelham, Sarah; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2012-12-18)
    This publication goes over the main points of the tenant's rights, responsibilities, and remedies section of the Virginia Residential Landlord and Tenant Act (VRLTA).
  • Children and Family Finances. Paying for College 

    Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-12-23)
    There are seven main categories on which the USDA bases its calculations for raising a child: housing, food, transportation, clothing, health care, childcare, education, and miscellaneous goods and services. This is an ...
  • Refinancing Your Mortgage 

    Williamson, Stacey J.; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
    Most people consider refinancing their home mortgage to take advantage of lower interest rates and reduce their monthly mortgage payment. Refinancing a mortgage means paying off your old mortgage and signing a contract for ...
  • Deciding if Bankruptcy is an Option for You 

    Hayhoe, Celia Ray; Goebel, Karen P. (Virginia Cooperative Extension, 2009-05-01)
    When you have incurred more debt than you think you can reasonably repay, bankruptcy may be a way to debt relief. Filing for bankruptcy, however, brings long-term consequences for your credit rating. This is an overview ...
  • Planning for Baby. Clothing Fabric Choices, Care Labels, Comfort, Fit, Size, and Safety 

    Hayhoe, Celia Ray; Hsu, Chungwen (Virginia Cooperative Extension, 2009-10-22)
    Often the most enjoyable activity while waiting for baby is purchasing clothes. It is important to keep a couple of things in mind when making purchases. The most important one is to provide your baby with comfort! The ...
  • Planning for Baby. Crib Safety Tips 

    Hayhoe, Celia Ray; Hsu, Chungwen (Virginia Cooperative Extension, 2009-10-23)
    Your baby will spend a lot of time sleeping. It is important to make sure that the crib is safe and where your baby is comfortable. This fact sheet gives the basic guidelines to get you started. As you become more comfortable ...
  • Planning for Baby. Car Seats 

    Hayhoe, Celia Ray; Hsu, Chungwen (Virginia Cooperative Extension, 2009-10-22)
    You will need to take your baby home from the hospital using a car seat. Taking the baby with you presents many changes. The important thing to remember is that the baby's safety should come first.
  • Planning for Baby. The Basics You Will Need 

    Hayhoe, Celia Ray; Hsu, Chungwen (Virginia Cooperative Extension, 2009-10-22)
    Information in this series of fact sheets includes what you and your baby will need when leaving the hospital and at home - including clothing, crib and other furniture, car seat, and safety items.
  • Planning for Baby. Diaper Choices and Comfort 

    Hayhoe, Celia Ray; Hsu, Chungwen (Virginia Cooperative Extension, 2009-10-23)
    This fact sheet reviews the pros and cons of using cloth diapers and disposable diapers.
  • Payday Loan Facts 

    Giordano, Casey; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
    The purpose of this fact sheet is to help consumers better understand how payday loans work, and the pros and cons of using these services.
  • Planning for Baby. Safety Items and Other Supplies 

    Hayhoe, Celia Ray; Hsu, Chungwen (Virginia Cooperative Extension, 2009-10-23)
    The following is a list of baby items you may need. ᅠRemember, there are always unexpected needs! These are suggestions. Your budget will determine what you can afford.

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