Now showing items 1-5 of 5
A Crisis in Student Loans? How Changes in the Characteristics of Borrowers and in the Institutions They Attended Contributed to Rising Loan Defaults
(The Brookings Institution, 2015)
In this article, the authors examine the rise in student loan delinquency and default, drawing on newly available U.S. Department of Education administrative data on federal student borrowing linked to earnings records ...
New Approaches to Promoting College Access for More Americans
(The Brookings Institution; The Hamilton Project, 2013-06-21)
For most of its history, America has been a nation of opportunity where even those born into the least well-off families can improve their circumstances. As income inequality continues to grow in the United States, however, ...
The Consequences of Student Loan Credit Expansions: Evidence From Three Decades of Default Cycles
(The Brookings Institution, 2019-07-02)
This paper studies the link between credit availability and student loan repayment using administrative federal student loan data. The authors demonstrate that expansions and contractions in federal student loan credit ...
The consequences of student loan credit expansions: Evidence from three decades of default cycles
(The Brookings Institute, 2019-06-01)
This paper studies the link between credit availability and student loan repayment using administrative federal student loan data. The authors demonstrate that expansions and contractions in federal student loan credit to ...
A Risk-Sharing Proposal for Student Loans
(The Hamilton Project, 2017-04-01)
Many borrowers have difficulty repaying their federal student loans, particularly at certain institutions. This article proposes an institutional accountability system that is intended to help align incentives of institutions ...