Virginia Cooperative Extension ServiceDailey, Hilda2018-11-202018-11-201974-03http://hdl.handle.net/10919/86089A teaching aid consisting of a series of chapters describing how the fictitious Johnson family shops for credit to meet an emergency need.57 pagesapplication/pdfen-USVirginia Cooperative Extension materials are available for public use, re-print, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.CreditExtension publicationCredit