Pyne, JaymesGrodsky, Eric2019-08-022019-08-022018-08-01http://hdl.handle.net/10919/92638When planning for college, students face a range of constrained choices governed in part by variation among institutions. What are the economic consequences of those decisions and constraints during and after college? We know borrowing patterns vary by institutional sector, yet colleges within a sector vary considerably by admission and graduation rates, returns to degrees, and costs for students. Using data from the Beginning Postsecondary Students and Baccalaureate and Beyond studies, the authors evaluate undergraduate student loan debt and labor market outcomes differentiated by institutional sector and competitiveness.application/pdfenCreative Commons Attribution-NonCommercial-NoDerivatives 4.0 Internationalhuman capitalrational choice theorystudent debtcollege enrollmentWorking paperhttps://wcer.wisc.edu/docs/working-papers/Working_Paper_No_2018_10.pdf