Huelsman, Mark2019-07-022019-07-022015http://hdl.handle.net/10919/90810This report provides a comprehensive look at how the “new normal” of debt-financed college impacts the whole pipeline of decision-making related to college. This includes, whether to attend college at all, what type college to attend and whether to complete a degree, all the way to a host of choices about what to do for a living, and whether to save for retirement or buy a home. In an America where Black and Latino households have just a fraction of the wealth of white households, where communities of color have for decades been shut out of traditional ladders of economic opportunity, a system based entirely on acquiring debt to get ahead may have very different impacts on some communities over others.application/pdfenCreative Commons Attribution-NonCommercial-NoDerivatives 4.0 Internationalcommunity college studentscollege costsstudent financial aidstudent loansstudents of colorReporthttps://www.demos.org/sites/default/files/publications/Mark-Debt%20divide%20Final%20%28SF%29.pdf