Demos2020-04-172020-04-172015-11-24http://hdl.handle.net/10919/97794In the past two decades, we have gone from a system of financing higher education primarily through public investment, grant aid, and modest family savings, to one in which the majority of graduates take on debt. While a college degree is one of the surest methods of gaining a foothold in the middle class, this reliance on debt has meant that a growing number of students struggle to pay it off—particularly in a still-uncertain economy. In this context, the report points out how student loans are treated differently than almost every other form of debt incurred by American households.application/pdfenCreative Commons Attribution-NonCommercial-NoDerivs 3.0 United Stateseducation, higher--United States--financestudent loanscollege affordabilityReporthttps://www.demos.org/sites/default/files/publications/Bankruptcy-%28mark%29.pdf