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Browsing by Author "Bird, Kelli A."

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    The Effect of Reduced Student Loan Borrowing on Academic Performance and Default: Evidence from a Loan Counseling Experiment
    Barr, Andrew C.; Bird, Kelli A.; Castleman, Benjamin L. (Annenberg Institute at Brown University, 2019-06-01)
    Student loan borrowing for higher education has emerged as a top policy concern. Policy makers at the institutional, state, and federal levels have pursued a variety of strategies to inform students about loan origination processes and how much a student has cumulatively borrowed, and to provide students with greater access to loan counseling. The authors conducted an experiment to evaluate the impact of an outreach campaign that prompted loan applicants at a large community college to make informed and active borrowing decisions and that offered them access to remote, one-to-one assistance from a loan counselor. The results suggest policy-makers and higher education leaders should carefully examine the potential unintended consequences of efforts to reduce student borrowing, particularly in light of growing evidence regarding the counter-intuitive positive relationship between reduced borrowing levels and worse student academic and financial outcomes.
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    Who Should Re-enroll in College? The Academic and Labor Market Profile of Adults with Substantial College Credits But No Degree
    Bird, Kelli A.; Castleman, Benjamin L.; Fischer, Brett; Skinner, Benjamin T. (Annenberg Institute at Brown University, 2020-06-01)
    Tens of millions of Americans have lost their jobs in the wake of the COVID-19 health and economic crisis, and a sizable share of these job losses may be permanent. Unemployment rates are particularly high among adults without a college degree. Recent state policy efforts have focused on increasing re-enrollment and credentialing among adults with some college but no degree (SCND); these efforts are likely to accelerate given the COVID-19 disruptions to the U.S. economy. Yet little is actually known about the background characteristics, academic experiences, or labor market trajectories of this population. Using data from the Virginia Community College System (VCCS), the authors provide the first detailed profile on the academic, employment, and earnings trajectories of the SCND population, and how these compare on key measures to VCCS graduates. They also develop a framework for prioritizing which segments of the SCND population states might target for re-enrollment and completion interventions. This framework may be particularly useful to states that need to fill critical workforce shortages in healthcare and other sectors or re-train their workforce in the wake of mass unemployment and economic disruption stemming from the COVID-19 crisis.