Browsing by Author "James, Kevin J."

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    Balancing Risk and Responsibility: Reforming Student Loan Repayment
    James, Kevin J.; Kelly, Andrew P. (American Enterprise Institute, 2015-11-01)
    As federal student loan debt has grown, policymakers have put forward a number of ideas designed to help struggling borrowers keep up with their monthly payments. The goal of this article is therefore to step back from the overheated rhetoric and more clearly articulate potential solutions to the problems many student borrowers face. The authors argue that because higher education is an expensive and risky investment that lacks collateral, federal loan programs should feature common-sense protections that safeguard borrowers from downside risk.
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    Inputs, Outcomes, Quality Assurance: A Closer Look at State Oversight of Higher Education
    James, Kevin J.; Kelly, Andrew P.; Columbus, Rooney (American Enterprise Institute, 2015-08-01)
    A mid growing concerns about the quality and cost of American higher education, policymakers are searching for reforms that can both increase the supply of affordable and effective postsecondary options and maintain consumer protection. Much of the focus has tended toward the federal student aid programs and policies that govern access to those programs. Though states play an important role in authorizing postsecondary institutions to operate in their state, observers have paid comparatively less attention to how they carry out that responsibility. This article aims to present lessons for regulatory reform by examining how states organize their authorization process.