Browsing by Author "Love, Ivy"
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- Aiding Success The Role Of Federal And State Financial Aid In Supporting California Community College StudentsCampbell, Colleen; Cochrane, Debbie; Love, Ivy; Bruecker. Ellie (Association of Community Colleges Trustees, 2017)Although tuition and fees at community colleges are less expensive than in other sectors, students still struggle to cover their full cost of attendance, which totals approximately $17,000 per year. Students whose resources do not stretch far enough to cover these costs must make choices that undermine their academic success, such as foregoing required textbooks or working long hours rather than studying. Financial aid from federal, state, and even institutional sources can help students cover expenses while avoiding harmful tradeoffs, and research consistently demonstrates that financial aid facilitates student enrollment and success. This report shows the role of financial resources and financial aid in supporting student success, and includes policy recommendations for the federal government, state legislatures, and colleges.
- Lost in the TrillionCampbell, Colleen; Love, Ivy (Association of Community Colleges Trustees, 2017-05-01)Although default rates have decreased in recent years, community colleges still struggle to keep their rates in check: 18.5 percent of borrowers from public two-year colleges default within three years compared to the national average rate of 11.3 percent. In 2015, ACCT published A Closer Look at the Trillion, a report that highlighted the borrowing and repayment trends of community college students in Iowa. In Lost in the Trillion, the authors build on this body of research by analyzing data from the community and technical college system in Kentucky and Louisiana. They find similar trends in all three states with some notable differences, which may reflect how borrowers are responding to federal student loan repayment options. While some of these findings are heartening, it is still clear that federal student loan policies need to be improved in order to help borrowers – especially those with low incomes and low balances – repay their debt.