Now showing items 1-20 of 54

    • Planning for baby : family finances 

      Hayhoe, Celia Ray (Virginia Cooperative Extension, 2003)
    • Planning for baby : consumer issues 

      Hayhoe, Celia Ray (Virginia Cooperative Extension, 2003)
    • Emergencies : are you prepared? : your personal checklist of important documents 

      Flashman, Robert H.; Hayhoe, Celia Ray; Lesueur, Alex (Virginia Cooperative Extension, 2003)
    • College Students' Perceived Attributes of Internet Websites and Online Shopping 

      Seock, You-Kyoung; Norton, Marjorie J. T. (Project Innovation (Alabama), 2008-03)
      The purpose of this study was to examine perceptions of attributes of clothing retailers' Internet websites in relation to previous and intended future purchase from the websites. Survey data from 414 U.S. college students, ...
    • Living well. Summer 2008 : a newsletter of Family and Consumer Sciences 

      Hayhoe, Celia Ray; Poff, Karen; Schlenker, Eleanor D. (Virginia Cooperative Extension, 2008-08-27)
      This issue focuses on families and caregiving. It includes an articles on preventing foreclosure on your home, planning fun family activities, protecting the physical and financial health of family caregivers, and ...
    • Living well. Winter 2009 : a newsletter of Family and Consumer Services 

      Walker, Martha A.; Poff, Karen; Diehl, Stephanie; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-01-23)
      This issue tells how we can strengthen our families and best manage our financial resources. It includes articles on entrepreneurship, how family traditions develop feelings of belonging and security, eating health on a ...
    • Home Equity Conversions. Reverse Mortgages 

      Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
      Many senior adults are finding it hard to live on their fixed retirement incomes and are looking for ways to supplement those incomes. For some, the largest asset they own is their home, but they do not want to sell their ...
    • Homeowner's Insurance 

      Hayhoe, Celia Ray; Smith, Mike, CPF (Virginia Cooperative Extension, 2009-05-01)
      Homeowner's policies are classified by the types of perils (any events that cause a financial loss) they cover. There are six main types of homeowner's insurance used today. This publication describes those different types ...
    • Families Taking Charge. Dealing with Unemployment 

      Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
      Families Taking Charge is a multi-part series for individuals and families experiencing financial stress as a result of difficult economic times. This publication focuses on dealing with unemployment.
    • Life Insurance. Universal-Life Insurance 

      Smith, Mike, CPF; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
      Universal-life insurance was created to address many of the problems associated with whole-life insurance. One problem with whole-life insurance is its lack of flexibility. A second problem with whole life is that it is ...
    • How to Make Your Money Go Further 

      Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
      Do you control where your money goes? Or does it go here, there, and everywhere? Guide your money so it goes where you want it to go by using a spending plan. This publication includes a spending plan and financial worksheets ...
    • Families Taking Charge. Dealing with the Stress 

      Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
      Families Taking Charge is a multi-part series for individuals and families experiencing financial stress as a result of difficult economic times. This publication focuses on dealing with stress.
    • Payday Loan Facts 

      Giordano, Casey; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
      The purpose of this fact sheet is to help consumers better understand how payday loans work, and the pros and cons of using these services.
    • Life Insurance. Whole-Life Insurance 

      Smith, Mike, CPF; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
      Whole-life insurance was created to address the problems with term insurance. The biggest problem with term life insurance is that it is purchased for a stated period of time. When the owner buys a whole-life policy, he ...
    • Families Taking Charge. Setting Spending Priorities 

      Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
      Families Taking Charge is a multi-part series for individuals and families experiencing financial stress as a result of difficult economic times. This publication focuses on setting spending priorities.
    • Life Insurance. Variable Universal-Life Insurance 

      Smith, Mike, CPF; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
      The term "variable" simply refers to "different investment options." Variable universal-life insurance allows the policy-owner to choose how the cash value is invested. Some variable policies have up to 50 different ...
    • Life Insurance. Term Insurance 

      Smith, Mike, CPF; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
      Term insurance is good way to protect your beneficiary for a limited amount of time. If you are a disciplined saver, buying a term policy and investing the difference between the cost of the term policy and the cost of a ...
    • Life Insurance. The Impact of Ownership 

      Flashman, Robert H.; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
      The major reason most people buy life insurance is to provide financial support for beneficiaries in case the insured person dies prematurely. However, there are additional reasons for purchasing insurance. At the end of ...
    • Emergencies. Are You Prepared? Your Personal Checklist of Important Documents 

      Flashman, Robert H.; Hayhoe, Celia Ray; Lesueur, Alex (Virginia Cooperative Extension, 2009-05-01)
      Life's emergency situations require advance preparation and planning. The first step is organizing your papers and communicating with appropriate individuals. Provided is a checklist to help organize and document important ...
    • Refinancing Your Mortgage 

      Williamson, Stacey J.; Hayhoe, Celia Ray (Virginia Cooperative Extension, 2009-05-01)
      Most people consider refinancing their home mortgage to take advantage of lower interest rates and reduce their monthly mortgage payment. Refinancing a mortgage means paying off your old mortgage and signing a contract for ...