Private Loans Facts and Trends

TR Number

Date

2019-05-02

Journal Title

Journal ISSN

Volume Title

Publisher

The Institute for College Access and Success

Abstract

Private loans are one of the riskiest ways to finance a college education. Like credit cards, they usually have variable interest rates that are higher for those who can least afford them. Analysis of federal data from 2015-16 reveals that less than half of private loan borrowers use the maximum amount of more affordable federal loans.

Description

Keywords

federal student loan program, student debt, college affordability

Citation