Balancing Risk and Responsibility: Reforming Student Loan Repayment

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dc.contributor.authorJames, Kevin J.en
dc.contributor.authorKelly, Andrew P.en
dc.date.accessed2020-05-18en
dc.date.accessioned2020-06-16T20:05:34Zen
dc.date.available2020-06-16T20:05:34Zen
dc.date.issued2015-11-01en
dc.description.abstractAs federal student loan debt has grown, policymakers have put forward a number of ideas designed to help struggling borrowers keep up with their monthly payments. The goal of this article is therefore to step back from the overheated rhetoric and more clearly articulate potential solutions to the problems many student borrowers face. The authors argue that because higher education is an expensive and risky investment that lacks collateral, federal loan programs should feature common-sense protections that safeguard borrowers from downside risk.en
dc.description.sponsorshipAmerican Enterprise Instituteen
dc.format.mimetypeapplication/pdfen
dc.identifier.sourceurlhttps://www.aei.org/wp-content/uploads/2015/11/Balancing-risk-and-responsibility.pdfen
dc.identifier.urihttp://hdl.handle.net/10919/98980en
dc.language.isoenen
dc.publisherAmerican Enterprise Instituteen
dc.rightsCreative Commons Attribution-NonCommercial-ShareAlike 4.0 Internationalen
dc.rights.urihttp://creativecommons.org/licenses/by-nc-sa/4.0/en
dc.subjectlow-income studentsen
dc.subjectcollege affordabilityen
dc.subjectstudent financial aiden
dc.subjectfederal student aiden
dc.subjectstudent loansen
dc.titleBalancing Risk and Responsibility: Reforming Student Loan Repaymenten
dc.typeArticleen
dc.type.dcmitypeTexten

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Higher Education Policy for Minorities in the United States