How to Make Student Debt Affordable and Equitable

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dc.contributor.authorDelisle, Jason D.en
dc.date.accessed2020-05-17en
dc.date.accessioned2020-06-16T20:05:09Zen
dc.date.available2020-06-16T20:05:09Zen
dc.date.issued2019-07-01en
dc.description.abstractThe federal student loan program is needlessly complex, fails to offer an effective safety net for borrowers in financial difficulty, and distributes the largest benefits to borrowers who need them the least. This report proposes a plan to simplify the system by providing all eligible students with a single $50,000 line of credit, with repayments structured as an income-share agreement (ISA). Borrowers would remit a small fraction of their earnings to the government on their income taxes, capped at 1.75 times the amount borrowed and for a maximum term of 25 years.en
dc.description.sponsorshipAmerican Enterprise Instituteen
dc.format.mimetypeapplication/pdfen
dc.identifier.sourceurlhttps://media4.manhattan-institute.org/sites/default/files/R-0719-JD2.pdfen
dc.identifier.urihttp://hdl.handle.net/10919/98940en
dc.language.isoenen
dc.publisherAmerican Enterprise Instituteen
dc.rightsCreative Commons Attribution-NonCommercial-ShareAlike 4.0 Internationalen
dc.rights.urihttp://creativecommons.org/licenses/by-nc-sa/4.0/en
dc.subjectlow-income studentsen
dc.subjectcollege affordabilityen
dc.subjectstudent financial aiden
dc.subjectfederal student aiden
dc.titleHow to Make Student Debt Affordable and Equitableen
dc.typeReporten
dc.type.dcmitypeTexten

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Higher Education Policy for Minorities in the United States