Delinquency: The Untold Story of Student Loan Borrowing

dc.contributor.authorCunningham, Alisa F.en
dc.contributor.authorKienzl, Gregory S.en
dc.date.accessed2019-06-24en
dc.date.accessioned2019-08-02T19:30:55Zen
dc.date.available2019-08-02T19:30:55Zen
dc.date.issued2011-03-01en
dc.description.abstractThis report uses an unprecedented wealth of data provided by five of the nation’s largest student loan guaranty agencies to examine more than 8.7 million student borrowers with nearly 27.5 million loans who entered repayment between October 1, 2004 and September 30, 2009. With a primary focus on the nearly 1.8 million student loan borrowers who entered repayment in 2005, the study provides data on the repayment behavior of borrowers and quantifies how many are having difficulty repaying their federal education loans. The study also highlights the scope of student loan borrowers who become delinquent on their loans, but who do not default, and suggests that to fully capture borrowers’ struggle with repayment each month, data must look beyond just default.en
dc.description.sponsorshipThe Institute for Higher Education Policyen
dc.format.mimetypeapplication/pdfen
dc.identifier.sourceurlhttp://www.ihep.org/sites/default/files/uploads/docs/pubs/delinquency-the_untold_story_final_march_2011.pdfen
dc.identifier.urihttp://hdl.handle.net/10919/92663en
dc.language.isoenen
dc.publisherThe Institute for Higher Education Policyen
dc.rightsCreative Commons Attribution-NonCommercial-NoDerivatives 4.0 Internationalen
dc.rights.urihttp://creativecommons.org/licenses/by-nc-nd/4.0/en
dc.subjectstudent loansen
dc.subjectstudent financial aiden
dc.subjectfinancial barriersen
dc.subjectcollege affordabilityen
dc.subjectlow-income studentsen
dc.subjectstudents of coloren
dc.titleDelinquency: The Untold Story of Student Loan Borrowingen
dc.typeReporten
dc.type.dcmitypeTexten

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