Blockchain, adoption, and financial inclusion in India: Research opportunities

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dc.contributor.authorSchuetz, Sebastianen
dc.contributor.authorVenkatesh, Viswanathen
dc.coverage.countryIndiaen
dc.date.accessioned2022-05-25T17:04:04Zen
dc.date.available2022-05-25T17:04:04Zen
dc.date.issued2020-06-01en
dc.date.updated2022-05-09T01:59:39Zen
dc.description.abstractThe economic development of rural India requires connecting remote villages to local and global supply chains. Yet, high rates of financial exclusion inhibit rural Indians from participating in these supply networks. We review the literature on financial inclusion, adoption, and blockchain in India, and posit that to resolve financial exclusion, the four challenges of geographical access, high cost, inappropriate banking products, and financial illiteracy need to be overcome. Next, we argue that blockchain technologies hold the potential to overcome most of these challenges. However, for blockchain technologies to become the cornerstone of financial inclusion initiatives, an understanding of technology adoption in India is needed. To guide the development of such understanding, we develop a research agenda on the antecedents of adoption, adoption patterns, and outcomes of adoption. Answering these research questions will lead to a nuanced understanding of adoption of blockchain-based technologies in rural India. The practical contribution of this paper is the discussion of how blockchain can alleviate the issue of financial exclusion in rural India, thereby providing a basis for a solution that could connect rural Indians to global supply chain networks. The theoretical contribution lies in the identification of knowledge gaps that should be answered to achieve financial inclusion of rural Indians.en
dc.description.notesSource info: Schuetz, S.W. and Venkatesh, V. “Blockchain, Adoption, and Financial Inclusion in India: Research Opportunities,” International Journal of Information Management (52), 2020, 101936. https://doi.org/10.1016/j.ijinfomgt.2019.04.009en
dc.description.versionAccepted versionen
dc.format.extent8 page(s)en
dc.format.mimetypeapplication/pdfen
dc.identifierARTN 101936 (Article number)en
dc.identifier.doihttps://doi.org/10.1016/j.ijinfomgt.2019.04.009en
dc.identifier.eissn1873-4707en
dc.identifier.issn0268-4012en
dc.identifier.orcidVenkatesh, Viswanath [0000-0001-8473-376X]en
dc.identifier.urihttp://hdl.handle.net/10919/110329en
dc.identifier.volume52en
dc.language.isoenen
dc.publisherElsevieren
dc.relation.urihttp://gateway.webofknowledge.com/gateway/Gateway.cgi?GWVersion=2&SrcApp=PARTNER_APP&SrcAuth=LinksAMR&KeyUT=WOS:000519969300001&DestLinkType=FullRecord&DestApp=ALL_WOS&UsrCustomerID=930d57c9ac61a043676db62af60056c1en
dc.rightsIn Copyrighten
dc.rights.urihttp://rightsstatements.org/vocab/InC/1.0/en
dc.subjectACCEPTANCEen
dc.subjectAdoptionen
dc.subjectBlockchainen
dc.subjectCHALLENGESen
dc.subjectFinancial inclusionen
dc.subjectIndiaen
dc.subjectINFORMATION-SYSTEMSen
dc.subjectKNOWLEDGEen
dc.subjectPERSONALITYen
dc.subjectPERSPECTIVEen
dc.subjectResearch opportunitiesen
dc.subjectRURAL INDIAen
dc.subjectSUPPLY CHAINen
dc.subjectUNIFIED THEORYen
dc.titleBlockchain, adoption, and financial inclusion in India: Research opportunitiesen
dc.title.serialInternational Journal of Information Managementen
dc.typeArticle - Refereeden
dc.type.dcmitypeTexten
dc.type.otherArticleen
dcterms.dateAccepted2019-04-16en
pubs.organisational-group/Virginia Techen
pubs.organisational-group/Virginia Tech/Pamplin College of Businessen
pubs.organisational-group/Virginia Tech/Pamplin College of Business/Business Information Technologyen
pubs.organisational-group/Virginia Tech/All T&R Facultyen
pubs.organisational-group/Virginia Tech/Pamplin College of Business/PCOB T&R Facultyen

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