Socio-Economic Impacts of Micro-enterprise Credit in the Informal Sector of Managua, Nicaragua

dc.contributor.authorTelleria, Gabriel Martinen
dc.contributor.committeechairDyck, Robert G.en
dc.contributor.committeememberBrowder, John O.en
dc.contributor.committeememberLevy, John M.en
dc.contributor.departmentUrban Affairs and Planningen
dc.date.accessioned2014-03-14T20:38:46Zen
dc.date.adate1999-06-02en
dc.date.available2014-03-14T20:38:46Zen
dc.date.issued1999-05-12en
dc.date.rdate2000-06-02en
dc.date.sdate1999-05-26en
dc.description.abstractThis analysis will characterize the informal sector in Managua, Nicaragua as small-scale units engaged in the production and distribution of goods and services whose primary objective is to generate employment for the participants rather than maximize their profits. Managua's informal sector employs forty-eight percent of the total employed urban population and plays an important role in the development of the country. Historically, informal sector growth has been constrained by the inaccessibility of credit. However in recent years, credit programs that focus on micro-enterprise lending have been established and are significantly stimulating informal sector activities. This paper evaluates the effectiveness of micro-enterprise credit as a tool for promoting socio-economic development for informal-sector participants. Its principal findings are that micro-enterprise credit promotes economic development by generating income and employment, increasing borrower assets, and facilitating expansion of micro-business enterprises. Secondly, micro-enterprise credit promotes social development by empowering females in the home and business, benefits to children, and improving borrowers' personal well being.en
dc.description.degreeMaster of Urban and Regional Planningen
dc.identifier.otheretd-052699-153507en
dc.identifier.sourceurlhttp://scholar.lib.vt.edu/theses/available/etd-052699-153507/en
dc.identifier.urihttp://hdl.handle.net/10919/33279en
dc.publisherVirginia Techen
dc.relation.haspartGMTELLERIA.PDFen
dc.rightsIn Copyrighten
dc.rights.urihttp://rightsstatements.org/vocab/InC/1.0/en
dc.subjectInformal Sectoren
dc.subjectNicaraguaen
dc.subjectMicro-enterprise Crediten
dc.subjectManaguaen
dc.titleSocio-Economic Impacts of Micro-enterprise Credit in the Informal Sector of Managua, Nicaraguaen
dc.typeThesisen
thesis.degree.disciplineUrban Affairs and Planningen
thesis.degree.grantorVirginia Polytechnic Institute and State Universityen
thesis.degree.levelmastersen
thesis.degree.nameMaster of Urban and Regional Planningen

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